What’s A Dumb Financial Question?
Oh good, an easy question! ?
There isn’t one.
Say you came into my office and asked me a question, I explained the answer, and you nodded and went about your business, understanding a little bit of the answer but not really why or well enough even to remember a week later. Would I have done my job? Not really, or at least not yet.
That’s how a lot of information gets “shared” these days though. “Answers” are disseminated across the TV and the Web by people who know what they’re talking about and by people who don’t. Some of them are in official positions and so “should know” and others are not so official, like many bloggers, but could and do really know.
The opposite is also true,but what’s really important to you is, do YOU know? After all, it’s YOUR money.
Here’s my approach: you can ask me whatever financial questions you have. One-on-one. It’s not like you’re at a seminar with 100 other people, and you don’t want to raise your hand because the other questions seem far more advanced. Then you can ask me again, the same way or a different way. Next week you can call me and ask for a little more clarification. I might even encourage you to read another source on the topic as well.
I used to teach a series of technical courses at a community college, and I discovered early on that different people have different learning styles. So, I might explain a concept a certain way, and some of the people got it, and others didn’t, and they were all listening. Because of that, I made sure to tell them not only to ask questions about what I was saying, but if they really wanted to know what the textbook author was saying, to read another text from another writer on the same topic. That other author might be saying the same thing, but in such a different way that it “clicks” with a given person, the way the original information did not.
There are also different styles of learning. Some surveys have established that in the United States alone, some 70% of us are visual learners. The same surveys tell us that about 10% of us are auditory (listening) learners, so for example we might prefer storytellers to books. The remaining 20% of us are “kinesthetic” learners, meaning we learn best via one or more of the other of our five senses: touch, taste and smell. Many of us are a close combination of more than one of these.
The point here is that, because there’s more than one “right” way to learn, then by definition there can be no “dumb questions”. This is a difficult business to understand sometimes, and it’s my job to make sure that my clients who are serious about providing for themselves and their families in the future know what to do next.
Want to know more? Let’s talk, and create a plan that’s right for you and your family.
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